Can I Move Brokerages Mid-Transaction?

Can you switch real estate brokerages while you still have deals under contract?

Yes—you absolutely can.

And if you’re producing at any level, there’s a very good chance that when you make a brokerage move, you’ll have one or more transactions mid-stream.

Honestly, it’s almost impossible not to be mid-transaction unless you’re not doing business at all.

Why Waiting Until You “Have Nothing Going On” Is a Mistake

A lot of agents tell themselves:

“I’ll just wait until I don’t have anything under contract.”

Here’s the problem with that thinking.

If you truly have nothing going on:

  • You’re not prospecting

  • You’re not growing

  • You’re not building momentum

And waiting creates a lull that can cost you far more money than any commission adjustment you might face by moving mid-transaction.

Delaying a move often delays your next paycheck—and sometimes several of them.

Yes, You Can Move Mid-Transaction — But the Details Matter

While the answer is yes, how it plays out depends entirely on one thing:

👉 Your independent contractor agreement.

This is where everything lives.

Commission handling during a brokerage switch is all over the place, and no two brokerages handle it exactly the same way.

Common Ways Brokerages Handle Mid-Transaction Deals

Here are some scenarios agents commonly see:

1. You Lose the Commission Entirely

Some agreements state that if you leave mid-transaction, the brokerage keeps the entire commission.

Yes, it happens.

2. You Can Take the Deal — But at Your Original Split

In some cases, you can still work the transaction, but your split reverts to whatever it was when you first joined.

For example:

  • You started at 50/50

  • You’re now at 90/10

  • The deal pays out at 50/50

3. You Receive a Referral Fee Instead

Some brokerages won’t allow you to continue working the deal, but they’ll pay you a referral fee once it closes.

4. You Can Work the Deal — But Owe a Referral Fee

Other brokerages allow you to stay involved but require a referral fee paid back to them.

Again—it all depends on what you signed.

This Is Why You MUST Read Your Agreement

Before you even think about making a move, you need to:

  • Read your independent contractor agreement

  • Confirm any updates or amendments

  • Understand commission treatment in writing

Do not assume.
Do not rely on verbal explanations.

If it’s not written, it doesn’t exist.

Document Everything Before You Say You’re Leaving

This part is critical.

Once you tell a broker you’re leaving, things can move very fast.

Access may be cut to:

  • Email

  • CRM

  • Transaction files

  • MLS tools

  • Internal systems

Some brokers are gracious and give you time. Others shut things down immediately.

Before you give notice:

  • List every active deal

  • Save documentation you’re legally allowed to retain

  • Know exactly where each transaction stands

  • Understand how each will be handled

Preparation protects you.

The Real Math: Cost of Waiting vs. Cost of Moving

Yes, it’s true—some agents make less money on deals when they move mid-transaction.

But here’s the bigger question:

What is waiting costing you?

Waiting can mean:

  • Missed prospecting time

  • Slower growth

  • Delayed income

  • Lost momentum

Often, the money lost by delaying a move is far greater than any reduced commission on one or two transactions.

Final Takeaway

Yes, you can move brokerages mid-transaction.

And in many cases, you should—if the move positions you for long-term growth.

The key is:

  • Knowing what you signed

  • Understanding your options

  • Preparing before you make the move

  • And weighing the cost of waiting against the cost of switching

The goal isn’t perfection. It’s progress.

Let’s Talk

If you’re considering a brokerage change and want to talk through how a mid-transaction move might affect your deals, we’re always happy to help you think it through.

CrossView Realty
📞 904-503-0672
📧 info@crossviewrealty.com

No pressure. Just honest guidance and transparency.

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How to Reposition Yourself After a Brokerage Switch